Services
Mortgage Services for Non-Residents
We offer specialized mortgage services for foreign buyers who wish to purchase property in Spain. Our strong relationships with Spanish banks allow us to secure competitive terms for non-residents.
What we offer:
- Personalized mortgage advice based on your country of residence and financial profile
- Access to exclusive non-resident mortgage products from top Spanish banks
- Pre-approval assistance (prior to signing a reservation contract)
- End-to-end management of the application, documentation, and negotiation process
- Coordination with notaries, banks, and legal advisors
Tax Advisory & Fiscal Representation
Buying property in Spain as a non-resident involves ongoing tax responsibilities. We provide a full suite of tax advisory and compliance services to help you stay informed and protected.
Services include:
- Fiscal representation (mandatory for non-EU residents)
- Property tax calculation and filing (e.g. Non-Resident Income Tax, IBI)
- Rental income tax filing (if you rent out the property)
- Annual tax returns
- Communication with Spanish tax authorities (Agencia Tributaria)
- Ongoing updates on tax regulation changes affecting non-resident owners
Legal & Administrative Support
Guidance from our expert team at every step of your property buying journey in Spain.
We provide or coordinate the following support services:
- NIE number application
- Legal review of property purchase contracts
- Notary coordination and assistance at completion
- Opening of Spanish bank accounts
- Insurance (home and life insurance required by banks)
- Utility and community registration
Expert Mortgage Solutions
Unlock your dream property in Spain with our tailored mortgage and tax advisory services. Let us guide you today!